These Terms and Conditions ("Terms") govern your use of the website https://divergentrisk.com (the "Site"), operated by Divergent Risk Group ("we," "our," "us"). By accessing or using the Site, you agree to comply with these Terms. If you do not agree to these Terms, please do not use the Site.

1. Use of the Site

You agree to use the Site in accordance with these Terms and applicable laws. You may only use the Site for lawful purposes and must not use the Site for any fraudulent, harmful, or illegal activities.

2. Services

Divergent Risk Group provides risk management services, which are not available for direct purchase or use through the Site. You can request information or inquire about services by submitting a contact form on our Site. Any services we provide are subject to separate agreements that will be discussed and finalized with you directly.

3. Account and Registration

You may be required to submit information via the Site’s contact form to request services. You agree that all information you provide is accurate and up-to-date. You are responsible for maintaining the confidentiality of your information and for all activities under your account.

4. Intellectual Property

All content on the Site, including text, images, logos, and design, is the property of Divergent Risk Group and is protected by intellectual property laws. You may not use, reproduce, or distribute any part of the Site's content without our express written permission.

5. Prohibited Conduct

When using the Site, you agree not to:

• Violate any laws or regulations.
• Use the Site to transmit harmful, abusive, defamatory, or illegal content.
• Interfere with the functioning of the Site or access any part of the Site you are not authorized to use.
• Use automated tools or methods to scrape, extract, or collect information from the Site.

6. Limitation of Liability

To the fullest extent permitted by law, Divergent Risk Group will not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Site, including any damages to your computer or other property resulting from the use of the Site.

7. Disclaimer of Warranties

The Site is provided "as is" without any representations or warranties of any kind. Divergent Risk Group does not guarantee that the Site will be error-free, secure, or continuously available. We disclaim all implied warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

8. Changes to the Terms and Conditions

We reserve the right to update or modify these Terms at any time. When we make changes, we will update the "Effective Date" at the top of this page. We encourage you to review these Terms periodically.

9. Termination

We may suspend or terminate your access to the Site at our discretion, without notice, for any reason, including but not limited to violations of these Terms.

10. Governing Law

These Terms will be governed by and construed in accordance with the laws of the state or country in which Divergent Risk Group operates, without regard to its conflict of law principles.

11. Contact Us

If you have any questions about these Terms, please contact us through our contact form at https://divergentrisk.com/contact/.